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Urgent-LIA Emblem Transition Plan - As you all know, the LIA recently and abruptly were informed that due to the Affordable Care Act, several carriers are doing a hard-stop as of December 31, 2013 on their small group plans. Most notably for us, Emblem Health and its GHI and HIP subsidiaries recently released clarification regarding the fact that the majority of their plans would indeed be terminating at the end of the year. The confusion surrounding this issue, both locally and nationally, has been unprecedented.
 
Because of this, and because above all else LIAHA does not want any person currently affected by these sudden and adverse decisions to experience a gap or loss in coverage, we sent out a letter this past Friday to all possibly affected members detailing our plan to avert any lapse in coverage. The plan is as follows MORE...