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UnitedHC

Guaranteed Issue Annual Enrollment for New Oxford Small Group Business (Nov. 1 - Dec. 31 with an effective date of Jan. 1, 2014) Guaranteed availability (issue) is a requirement under the Affordable Care Act that requires health insurers to offer a quote of coverage to every employer (in the group market) or individual (in the individual market) who completes an application for coverage, subject to certain limited exceptions