NY Office - 516-352-7000

NJ Office - 973-257-5558

fna@fnainsurance.com

1/6/2011 - To meet the evolving business needs of today's marketplace, Emblem has notified us that they will be replacing some plans with ones that have more contemporary benefits designs and cost-sharing structures. Effective April 1, 2011, they will no longer offer our group GHI FlexSelect, GHI Alliance Choice, GHI Alliance Choice Plus, EmblemHealth InBalance PPO and GHI 365-Day Hospital Service Plan. In addition, effective June 1, 2011, GHI will no longer offer its direct pay GHI Alliance 365-Day Hospital plan. We are discontinuing these plans for both existing customers and new business under legal authority of New York State Insurance Law. The applicable statutes are indicated at the end of the communication.