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EmpireBCBS2013 isolatedMED

Empire BlueCross BlueShield is planning a systematic re-entry into the small group market. As you may have already heard, Empire has spent a tremendous amount of time and resources evaluating this segment and developing a go-forward plan that ensures success over the long-term. They believe in their strategy and are committed to supporting the GA, the broker and their clients again.
Below, please find links the Downstate Q1 2017 rates. Premiums are consistent across the NYC (4), Long Island (8) and Mid-Hudson (3) rating areas. Also below attaching the 2017 Small Group Product Guide, which includes some of the higher-level benefit and plan details. SBC and SOB docs will be available in early October.

Benefits and rates will be available for quoting Health Connect by early October, and they will begin accepting new business through Empire’s online SALES portal, their new Small Group quoting and enrollment system, on 10/17.

With strong rate approval comes strong compensation. Empire will pay 5% of premium on EPO/PPO sales and renewals in 2017. 4% of this is a base amount which Empire envisions continuing to pay into 2018. HMO sales will pay a 2% of premium commission in 2017
With 28 new plans, three provider networks and an enormous investment in technology/efficiency, we feel properly equipped to re-enter Small Group, and to support the broker community the right way.

Empire has also made available a new library of materials to help you support your clients and make selling these new products in the small group market easier. It includes selling tools, plan and network education as well as employee on-boarding materials.  Be sure to reach out to your FNA Representative for the materials and additional details! We look forward to working together with Empire as they re-enter the small group market.