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2015 New Jersey Plan Changes
It's time to prepare for the 2015 selling season. There are a number of plan changes in the individual, small and large group segments that are considered "uniform modifications" (UM), which will be communicated to employers as part of their renewal packages. We have provided details on effective dates by platform and segment below. In addition, many of our marketing materials have been updated to help you navigate your clients' health care choices in 2015.

2015 New Jersey Oxford Individual Off-Exchange Plans
We will continue to offer four EPO and two HMO Oxford New Jersey Individual off-exchange products, with minor modifications, on the Liberty Network. For your convenience, we have included copies of all renewal communications, inclusive of 2015 Summaries of Coverage and Rate Sheets.

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