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1/7/2013 - Summit Medical Group, Horizon Blue Cross Blue Shield of New Jersey Announce Innovative Initiative to Deliver Better Care at Lower Costs Horizon Blue Cross Blue Shield of New Jersey and Summit Medical Group (SMG) announced an innovative new population health program that focuses on improved, coordinated and cost-efficient care. Effective January 1, 2013, the program provides incentives for SMG to improve the overall health of the Horizon BCBSNJ member population and reduce the total cost of care.