NY Office - 516-352-7000

NJ Office - 973-257-5558


11/9/11 - 2010 State Medical Cost Ratio Refund In 2010, Horizon Blue Cross Blue Shield of New Jersey’s medical cost ratio (MCR) for small employer groups with Small Employer Health (SEH) Horizon HMO plans was below the 80 percent required by state law. To comply with state requirements, Horizon BCBSNJ is providing refunds to small employer groups that offered SEH Horizon HMO plans. The refund checks will begin mailing in early November of this year. Please read the questions and answers  help your affected clients understand the state-mandated MCR refund.