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5/4/11 - Horizon has systems changes in place which implement DOBI reinterpretation of 75% Participation Rule. Under the new interpretation, carrier can refuse a group from enrollment if carrier does not have 75% of participation enrolling with one (Primary) carrier.  Along with this rule change, Horizon also has mandated that a new group cannot have more than three plans, if third plan is Health Saving Account (H.S.A.) Plan. A high level information on different types of plan combination allowed for New Sale and Conversions.