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Health Republic NJ - Ensure your clients stay current with premium payment -Individual Reinstatement Policy  - Now that Open Enrollment is over and 2016 coverage is in effect for individuals, it's important that your individual clients keep up with their monthly premiums. New federal rules for individual members. The Centers for Medicare and Medicaid Services (CMS) has issued new guidance regarding the reinstatement procedures of individual members who have been terminated for non-payment of premium.