NY Office - 516-352-7000

NJ Office - 973-257-5558

fna@fnainsurance.com


The Affordable Care Act (ACA) brings many changes to dental benefits – making it more important than ever to work with the right carrier.
Good news! Your clients’ medical plans will likely include the pediatric Essential Health Benefit (EHB) – making them compliant with state requirements.  Now you can focus on ensuring the group offers quality family dental benefits to keep employees healthy, satisfied and control costs.
Guardian can meet these needs:

  • Guardian offers a unique option that covers the entire family, excluding pediatric preventative care for members under age 19 that is likely part of the medical plan
  • This means that members under age 19 will be covered for basic and major services under their Guardian plan without being subject to the medical plan’s deductibles and out –of-pocket maximums
  • With one of nation’s strongest networks it easy for members to find an in-network dentist near them offering discounted care

Remember, choosing a standalone dental carrier like Guardian allows employers to get the most value from their dental plan due to cost savings, network and expertise.  Click here to learn more.