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3/9/12  Prudential LTC Discontinues Individual LTC Sales - After a thorough analysis of their long-term care insurance business, Prudential has made the difficult decision to discontinue sales of individual long-term care insurance products, including LTC3, LTC Evolution, and  multi-life programs (ESP and Affiliation).  They will continue to market group products, Solid Solutions and LTC123.  The decision reflects the challenging economics of the individual market and Prudential’s desire to focus our resources and capital on the group market, where they see the greatest opportunity. They will stay in the group long-term care insurance business.