NY Office - 516-352-7000

NJ Office - 973-257-5558


Below is a list of the Health Insurance Carriers that we represent for the State of New York.


Aetna is one of the nation’s leading diversified health care benefits companies, offering a broad range of traditional and consumer-directed health insurance products and related services. By providing our members with information and resources to help them make better-informed decisions about their health care, we are creating a future where members are fully engaged in their health and take responsibility for health care decisions, the benefits experience members receive is personalized to meet their needs, based on experienced clinical knowledge and analysis and all benefits seamlessly work together to enhance companies’ bottom lines and the well-being of their employees. We design our innovative, client-centered health solutions to meet each employer’s needs. Contact your GA representative today to see what kind of unique benefits solutions we can create for your customers.

ArmadaCare offering Executive Health Program so that executives now have the best expanded coverage for out-of-pocket medical, dental and vision expenses. Also includes reimbursment towards top-to-toe Executive Physicals. ArmadaCare Executive Health takes you beyond health care coverages.

CIGNA offers a wide variety of programs and services that can help your client get the most from their plan while improving health and well-being. Cigna is a leading provider of healthcare, insurance and financial services throughout the United States and around the world and is one of the nations largest health care organizations dedicated to delivering quality care and determined to do it in a friendly, uncomplicated way to the member as well as the broker community. 

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Emblem Health When it comes to health care coverage, some things really matter; access to quality doctors and hospitals, a full spectrum of plan choices that fit different needs,  preventive and alternative care options, dependable, affordable coverage, hassle-free health benefits that are available when people need them, and a plan that helps handle the complexities of health care, so people can go about their lives. EmblemHealth was created by the marriage of two companies with rich histories, local roots and complementary strengths. The EmblemHealth family of companies—Group Health Incorporated (GHI), Health Insurance Plan of Greater New York (HIP), and HIP Insurance Company of New York (HIPIC)—is committed to earning the trust and confidence of those we serve by delivering the things that matter most.

Empire BCBS Empire BlueCross BlueShield has served New Yorkers for more than 80 years and is the largest health insurance provider in NY State, serving nearly 5 million members and more than 38,000 employer accounts. We offer a range of products that includes medical, pharmacy, EAP, mental health, dental, vision, voluntary, plus life and disability. And through our continuous development of innovative health & wellness programs, large provider networks and supportive community programs, we strive to improve health and reduce overall health care costs. Visit empireblue.com for more information.

Health Advocate was founded to help Americans deal with many of the problems they routinely encounter when accessing healthcare services and health insurance coverage.  Through its relationships with over 4300 employers, unions, third-party administrators, insurers, and other organizations both large and small nationwide, Health Advocate offers over ten million Americans a broad spectrum of time and money saving advocacy and assistance solutions to help them more easily navigate the complexities of the healthcare system.  The service fills a critical void in the healthcare system by making sure that individuals will no longer be lost or on their own.

HealthFirst - Healthfirst is a provider-sponsored health insurance company that serves more than 1.2 million members in downstate New York. Healthfirst offers top-quality Medicaid, Medicare Advantage, Child Health Plus, and Managed Long Term Care plans. Healthfirst Leaf Qualified Health Plans and the Healthfirst Essential Plan are offered on NY State of Health, The Official Health Plan Marketplace. Beginning in 2017, Healthfirst is offering Healthfirst Pro and Pro Plus, Exclusive Provider Organization (EPO) plans for small-business owners and their employees, and Healthfirst Total, an EPO for individuals.

HealthPass is a private insurance exchange offering members and small businesses in the New York Metropolitan area flexible cost effective solutions for their healthcare needs. Since 1999, the HealthPass New York small business choice model has empowered employees to individually select their plans based upon their unique needs and budgets. A well-rounded menu of options is offered through industry leading carriers, with choices including health, dental, vision, life and disability coverage. Brokers, employers, employees and individuals benefit from the state of the art technology and extensive support provided by the HealthPass team including a streamlined administrative process, member-claims advocacy, COBRA Administration and the most knowledgeable client services team in the industry.

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HIP EmblemHealth, Inc. is the parent company of Group Health Incorporated (GHI), HIP Health Plan of New York (HIP), and subsidiary companies.  GHI and HIP were created during the era of the New Deal and World War II to provide quality, affordable health coverage to New Yorkers – GHI in 1937 and HIP a decade later.  GHI and HIP affiliated in 2006 and currently serve over 3.4 million individuals.

New York Health Alliance  (formerly the LIA Health Alliance) - Founded in 1994, the New York Health Alliance is the nation’s oldest private health insurance exchange. While others wonder how to work the bugs out, our 20 year jump on the competition assures you of the highest possible level of service. No more “one size fits all” approach to health insurance. The New York Health Alliance lets your employees pick the plan that’s best for them. Carriers include ShelterPoint, Colonial Life, Guardian, Oscar, MVP and Care Connect.

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Nippon Life Benefits - Nippon Life Benefits specializes in providing real-world solutions for companies like these – delivering maximum value, innovative preventive care options, and affordable pricing to help keep the cost of  employee benefits within almost any budget.For more than 20 years, Nippon Life Benefits has offered competitively priced, comprehensive employee benefits programs tailored to meet the specific needs of each client. Our broad portfolio includes medical, life, disability, dental, vision, prescription drug, and wellness programs.

OSCAR - A new kind of health insurance company that is using technology to make insurance simple, intuitive, and human. In other words, the kind of healthcare we want for ourselves. The plans and perks that Oscar members already love are now available for small business. In addition, they have added many new features for modern companies and their employees. The small business offering is for companies with 100 employees or less. It’s currently available in NY, with expansion to more markets planned soon. Plans are available for Individual as well.

Oxford Health Plans offers a wide range of affordable and flexible health plans for most businesses. At Oxford, they are aware that their employer groups and Members want access to quality providers. Oxford continues to strive to strengthen their provider networks by setting strict credentialing standards; most of Oxford’s physicians are board-certified or recently board-eligible. Oxford has two quality networks, Freedom and Liberty, to enable greater flexibility in pricing. Oxford is committed to finding solutions to your health plan needs by continuing to develop and offer new products.

United HealthCare -  UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. Their family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 560,000 physicians (and other care professionals), 80,000 dentists and 4,800 hospitals and their pharmaceutical management programs provide more affordable access to drugs for 13 million people Currently, FNA offers United Healthare plan options for large groups of 51 lives or more.

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